You deposit money in ROB RUN by laundering it: load cash onto the Laundering Desk at your base, and the clean money lands in your bank account. Kefir’s help center gives that as the route, and the ATMs and bank staff are for taking money out.
So if you have been standing at an ATM looking for a deposit button, that is why you cannot find one. You also need a bank account before any of this works. Here is how each option works and which one to use.
How to Deposit Money at Your Base
- Open a bank account. Go to the Looty Bay Bank as a Civilian. Without an account you cannot launder at all.
- Get a home of your own. You need a rented plot with a house on it. Every house has a Laundering Desk.
- Load your cash onto the desk. The cash goes on as dirty money, and clean money arrives in your account over time.
- Leave it running. As of the November 6 build, laundering keeps going while you are offline.
Kefir massively raised the amount of cash the desk can hold on November 4, so a big score should fit in one go. If you want it to process faster, the desk upgrades with Banknote Counters, which cost about $10,000 to research and about $30,000 to buy as of launch week.
How to Deposit Without a Base
You have two fallback options before you own a house:
Lenny launders for you, for a cut. There is no such fee at your own base, so use him only until you have a plot.
On-character laundering. As of the November 6 build, you can also launder on yourself at a poor rate of one clean dollar for every two dirty, up to about 100,000 dirty. You give up half your money, so treat it as a last resort for when you want something protected right now.
Where Else You Can Put Cash
Laundering is not the only place to park money. Here is how the options compare:
| Where | What it holds | Who can take it |
|---|---|---|
| Bank account | Clean money, after laundering | Nobody until the next wipe |
| Lenny’s stash | Cash only, about $150,000 | Safe from theft as of launch week |
| Laundering Desk | Dirty cash waiting to be cleaned | Other players, about $20,000 per grab |
| Base storage | Stolen goods and cash | Anyone who raids your base |
| Bag or car trunk | Whatever you are carrying | Anyone who kills you or lockpicks the trunk |
Kefir’s wording on Lenny is simple: “You can only store cash at Lenny’s. Use your base to store stolen goods.” Filling that stash first is the cheap way to protect your early money, since it costs nothing and needs no plot.
What Is Actually Safe
Only money that has finished laundering and reached your account is out of reach. Kefir says cash can be stolen or confiscated, and banked money is safe until the next wipe.
Cash still sitting on the desk has not reached your account yet, so treat it as at risk if a raider gets into your base with a decoder. Spreading your cash helps: keep Lenny’s stash full, and do not load more onto the desk than you are comfortable losing while you are away.
How to Get Money Back Out
Withdraw at an ATM or from a bank employee. Both turn clean money back into dirty cash, which can then be lost again, so take out only what you are about to spend.
Knowing what each kind of money buys saves you a pointless trip. Cash pays for the Black Market and for unlocking goods in the Shipments tree. Clean money is what you need for bribes and clan business, so you do not need to withdraw for those. Kefir says your bank money also pays a cop’s bribe directly when you are arrested, without a withdrawal.
The Mistake to Avoid
Do not carry a big pile of cash around while you wait to get home. If you are a masked Criminal, you lose your inventory on death in Looty Bay, and a death in the desert loses all your loot. Cash is the easiest thing in the game to lose, so bring it home and put it on the desk after each run. A cop shift pays mostly in cash too, so the same rule applies to your paycheck.
Frequently Asked Questions
Can you deposit money at an ATM in ROB RUN? No. The ATM’s own label says Withdraw Cash. Money reaches your account through laundering.
Can you deposit money without a house? Yes, at a cost. Lenny launders for a cut, and on-character laundering pays one clean dollar for every two dirty. You can also keep about $150,000 in cash at Lenny’s stash.
Does laundered money get wiped? Yes, at the next Federal Raid. Laundered money is safe from thieves, not from the seven-day wipe.
Why is my money not showing up in my account? Laundering takes time, so cash on the desk arrives gradually. You also need an open bank account, and you can speed it up with Banknote Counters.
Do I need to go back to the bank to deposit? No. Once the account is open, the Laundering Desk at your base feeds it directly.