Sims 4: How to Make Money Fast (Best Money-Making Methods)

Making money in The Sims 4 can be a grind, but it doesn’t have to be. Whether you’re looking for quick cash, passive income, or building a financial empire, this guide has you covered.

1. Use Money Cheats for Instant Cash

If you’re looking for instant wealth, use these cheats:

Cheat CodeEffect
motherlodeAdds §50,000 to your household funds.
kaching or rosebudAdds §1,000 to your household funds.
freerealestate onMakes all lots free when buying.

To activate these cheats:

  1. Press Ctrl + Shift + C (PC) or Command + Shift + C (Mac).
  2. Type testingcheats true and press Enter.
  3. Enter your desired money cheat.

2. Painting & Writing (High-Paying Skills)

  • Painting:
    • Reach Level 10 in the Painting skill and sell masterpieces for up to §10,000.
    • Create emotional paintings (e.g., Confident Painting) for higher value.
  • Writing:
    • Write and publish books via Mailbox.
    • Best genres for high royalties: Mystery, Non-Fiction, and Biography.
    • Earnings increase as your Writing skill improves.

3. Gardening & Flower Arranging

  • Gardening:
    • Grow valuable plants like Dragonfruit, Orchids, and Cowplants.
    • Sell harvestables directly or use them for crafting.
  • Flower Arranging:
    • Requires The Sims 4: Seasons Expansion Pack.
    • Create and sell high-quality flower arrangements for profit.

4. Freelance Gigs (Freelancer Career)

  • Join the Freelancer career and choose specialties like Programming, Writing, or Art.
  • Complete gigs quickly for high payouts.
  • Great for Sims who work from home.

5. Investing & Business Ventures

  • Retail Stores:
    • Requires The Sims 4: Get to Work Expansion Pack.
    • Open a retail store to sell crafted items, paintings, or collectibles.
  • Restaurants:
    • Requires The Sims 4: Dine Out Expansion Pack.
    • Manage a successful restaurant for daily profits.

6. Fishing & Collecting

  • Fishing:
    • Catch rare fish and sell them for profit.
    • Recommended locations: Sylvan Glade, Oasis Springs Park.
  • Collectibles:
    • Collect and sell Frogs, Crystals, Metals, and Fossils.
    • Great for early-game money-making.

7. Investing in Real Estate

  • Purchase multiple lots and build rental properties for passive income.
  • Renting out houses can provide consistent money flow.